• Allison Hammond, Ed.D.

Have You Planned for your Retirement

How can ResponsAble People help you plan for retirement?

One reason I'm thinking about retirement is because my husband and I are getting toward that age where we already thinking about what we're going to do with the next phase of our life.

I also wanted to share with you that when I was born, I knew three sets of great-grandparents and I knew them well enough that I remember them.

Of all the people in this picture only four of them officially retired.

You know retirement is actually a fairly new development in our society.

And so most of the people in this picture continue doing what they were doing in their lives

till the end of their days. That includes the grandmothers who were Homemakers.

That includes one great-grandfather who worked on a farm. That includes a also a

great grandmother who was the matron of a farm and she continued to run that household.

And then I did have my grandfather, my mom's dad, he did officially retire and went on to do great things with his hobby in his life. My dad's mom Margaret Baker. She actually retired from the garment industry. So she officially retired.

I'd like to help you plan for that next phase of your life.

And what we can do is do that by MAPPING out your retirement.

Planning now perhaps rather than waiting until that day when they give you that watch and bid you a fond farewell.

One of the greatest fears I learned about people retiring is running out of money.

When you look at the literature on retirement or when you just Google retirement most of that information was coming out of financial planning magazines and articles.

However, there is so much more beyond money. I know that money concerns are a reality and we all want to make sure that we're taken care of monetarily

for our health care and our basic needs.

But let’s dig a little deeper.

I wanted to dig a little deeper into what do people really want for retirement.

And what I found was people's greatest hopes are that they continue to

* have purpose in life

* stay connected to friends and family

* learn new things

So what does that mean?

When we think about your purpose, is there something you would like to keep doing? Maybe you want to just keep working. Maybe you want to find a new job. Maybe you want to start your own business. There's all kinds of opportunities to volunteer.

What about running for government office? What about Civic leadership? What about that thing you always thought you might want to do.

When we think about connectedness, of course, we'd like to spend more time with our family

and our friends. We know these days friends and family are scattered far and wide and often we have to make special trips to go see everybodyd.

Maybe you want to find new friends, younger friends, older friends, people that have different interests, people that have similar interests. Maybe you can be the person that's the link to all those people keeping everybody in touch with everybody else.

Let's talk about life-long learning.

Maybe you'll go back to school. Maybe you'd like to learn a language.

Maybe you want to learn how to cook. You've never done that.

Maybe you want to learn a new sport.

Maybe there's something in the Arts-dancing, music, fine arts, visual arts that you would like to try.

I would love to do a MAP for you to consider your future beyond doing the work that

you're doing now in the next phase of your life.

And the way that we do that is we get a group of your allies together- friends, family, colleagues, people who know you and care about you.

The next thing we're going to do is we're going to share the wonderful story of your life

and how you got to be where you are.

And then we're going to talk about your dreams.

What do you want to be doing?

Maybe there's some suggestions you can get from friends and family of things you hadn't even thought of.

We will spend some time talking about worries and that's where we can share maybe

what some concerns are about future healthcare or financial matters,

but just a short time because the purpose of this meeting is to name your

gifts where you can use those gifts in the community.

And ultimately we make a plan for that day when you walk out the doors

of the job that you currently have and want to move on to the next phase of your life.

So contact me at ResponsAble or my email address and let's talk about making a plan.

or click on my Calendly link for a free conversation.

It'll be worth your while and it might be a gift that you give to yourself or maybe a gift that your friends and family give to you.

So talk to me about the costs and I will be sure to let you know that it'll be worth your time.

Thank you. Bye. Bye.

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